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多地出政策鼓励参保缴费

来源: 南方日报网络版     时间: 2019年10月23日 00:52:48
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(  [截)(至)(2015年)(,我)(国)(企)(业)(退)(休)(人)(员)(养)(老)(金)(迎)(来)(连)(续)(第)(十)(一)(年)(的)(调)(整)(增)(长)(,使)(企)(业)(退)(休)(人)(员)(每)(月)(平)(均)(退)(休)(养)(老)(金)(超)(过)(2000元)(。养)(老)(金)(连)(续)(“十)(一)(连)(增)(”也)(给)(一)(些)(群)(体)(带)(来)(养)(老)(金)(“不)(看)(缴)(费)(长)(短)(,只)(看)(退)(休)(早)(晚)(”的)(“倒)(挂)(”现)(象)(。]
  [有)(数)(据)(显)(示)(,2013年)(全)(国)(养)(老)(保)(险)(弃)(缴)(人)(数)(累)(计)(达)(3800万)(人)(。]
  针)(对)(社)(会)(关)(注)(的)(养)(老)(保)(险)(“多)(缴)(长)(缴)(是)(否)(划)(算)(”问)(题)(,人)(社)(部)(近)(期)(回)(应)(称)(,多)(缴)(养)(老)(保)(险)(费)(都)(是)(划)(算)(的)(,我)(国)(正)(在)(健)(全)(多)(缴)(多)(得)(激)(励)(机)(制)(。“新)(华)(视)(点)(”记)(者)(采)(访)(了)(解)(到)(,在)(全)(国)(性)(统)(一)(政)(策)(尚)(未)(出)(台)(背)(景)(下)(,一)(些)(地)(方)(纷)(纷)(探)(索)(出)(台)(激)(励)(政)(策)(,鼓)(励)(参)(保)(缴)(费)(。同)(时)(,受)(到)(部)(分)(群)(体)(养)(老)(金)(水)(平)(“不)(看)(缴)(费)(长)(短)(,只)(看)(退)(休)(早)(晚)(”等)(因)(素)(影)(响)(,“多)(缴)(多)(得)(、长)(缴)(多)(得)(”激)(励)(效)(果)(仍)(待)(进)(一)(步)(发)(挥)(。
  多)(地)(摸)(索)(鼓)(励)(“多)(缴)(多)(得)(”
  现)(行)(职)(工)(基)(本)(养)(老)(保)(险)(体)(系)(,自)(国)(务)(院)(1997年)(出)(台)(《关)(于)(建)(立)(统)(一)(的)(企)(业)(职)(工)(基)(本)(养)(老)(保)(险)(制)(度)(的)(决)(定)(》明)(确)(后)(,统)(一)(运)(行)(已)(有)(近)(20年)(。不)(少)(职)(工)(已)(达)(到)(其)(中)(要)(求)(的)(累)(计)(缴)(费)(满)(15年)(的)(最)(低)(年)(限)(门)(槛)(。加)(上)(机)(关)(事)(业)(单)(位)(工)(作)(人)(员)(养)(老)(保)(险)(“并)(轨)(”全)(面)(落)(地)(,养)(老)(保)(险)(如)(何)(缴)(费)(更)(划)(算)(,成)(为)(社)(会)(关)(注)(焦)(点)(。
  人)(社)(部)(有)(关)(负)(责)(人)(表)(示)(,企)(业)(职)(工)(参)(保)(人)(员)(的)(基)(本)(养)(老)(金)(,一)(个)(人)(每)(月)(缴)(纳)(300元)(、连)(续)(缴)(费)(15年)(,与)(每)(月)(缴)(纳)(600元)(、连)(续)(缴)(费)(25年)(,两)(种)(情)(况)(下)(退)(休)(后)(领)(取)(的)(养)(老)(金)(数)(额)(差)(距)(很)(大)(,多)(缴)(养)(老)(保)(险)(费)(都)(是)(划)(算)(的)(。我)(国)(正)(在)(健)(全)(“多)(缴)(多)(得)(”激)(励)(机)(制)(,退)(休)(人)(员)(退)(休)(时)(领)(的)(养)(老)(金)(,与)(其)(工)(作)(时)(的)(缴)(费)(年)(限)(长)(短)(、缴)(费)(水)(平)(高)(低)(直)(接)(相)(关)(。
  记)(者)(采)(访)(了)(解)(到)(,在)(国)(家)(制)(定)(的)(基)(本)(养)(老)(保)(险)(政)(策)(基)(础)(上)(,一)(些)(地)(方)(进)(一)(步)(出)(台)(鼓)(励)(政)(策)(,激)(励)(职)(工)(养)(老)(保)(险)(“多)(缴)(多)(得)(”:
  ——灵)(活)(就)(业)(人)(员)(缴)(费)(基)(数)(增)(档)(。包)(括)(个)(体)(户)(、自)(由)(职)(业)(者)(等)(群)(体)(在)(内)(的)(灵)(活)(就)(业)(人)(员)(,在)(多)(数)(地)(区)(参)(加)(职)(工)(养)(老)(保)(险)(,可)(根)(据)(上)(年)(度)(全)(省)(在)(岗)(职)(工)(月)(平)(均)(工)(资)(,选)(择)(40%到)(100%三)(档)(作)(为)(缴)(费)(基)(数)(参)(保)(。近)(年)(来)(,武)(汉)(、沈)(阳)(、杭)(州)(等)(不)(少)(城)(市)(纷)(纷)(将)(参)(保)(缴)(费)(档)(数)(增)(加)(200%、300%两)(档)(,让)(有)(意)(愿)(、有)(能)(力)(的)(灵)(活)(就)(业)(人)(员)(能)(够)(选)(择)(较)(高)(缴)(费)(档)(,通)(过)(多)(缴)(费)(,多)(得)(养)(老)(金)(。
  据)(武)(汉)(市)(社)(保)(局)(工)(作)(人)(员)(介)(绍)(,选)(择)(300%的)(缴)(费)(档)(,相)(对)(于)(选)(择)(100%缴)(费)(档)(的)(参)(保)(灵)(活)(就)(业)(人)(员)(,相)(同)(缴)(费)(年)(限)(情)(况)(下)(,前)(者)(计)(发)(基)(础)(养)(老)(金)(是)(后)(者)(两)(倍)(。同)(时)(,对)(于)(就)(业)(困)(难)(群)(体)(,还)(可)(享)(受)(相)(应)(财)(政)(补)(贴)(。
  ——按)(缴)(费)(年)(限)(区)(间)(增)(加)(计)(发)(比)(例)(。吉)(林)(省)(去)(年)(出)(台)(政)(策)(明)(确)(,2015年)(以)(来)(办)(理)(退)(休)(的)(企)(业)(职)(工)(,实)(际)(缴)(费)(年)(限)(超)(过)(20年)(的)(,根)(据)(缴)(费)(年)(限)(区)(间)(,增)(加)(基)(础)(养)(老)(金)(计)(发)(比)(例)(,如)(累)(计)(缴)(费)(年)(限)(在)(21年)(至)(25年)(部)(分)(,每)(年)(计)(发)(比)(例)(增)(加)(0.15%;缴)(费)(年)(限)(在)(26年)(至)(30年)(部)(分)(,每)(年)(增)(加)(0.2%,以)(此)(体)(现)(缴)(费)(年)(限)(越)(长)(,养)(老)(金)(水)(平)(越)(高)(的)(激)(励)(机)(制)(。
  假)(设)(吉)(林)(省)(企)(业)(职)(工)(老)(张)(去)(年)(退)(休)(,缴)(费)(年)(限)(达)(27年)(,此)(前)(每)(年)(工)(资)(收)(入)(刚)(好)(是)(当)(年)(在)(岗)(职)(工)(平)(均)(工)(资)(。新)(政)(策)(实)(施)(后)(,他)(养)(老)(金)(每)(月)(计)(发)(比)(例)(可)(从)(27%增)(加)(至)(28.15%,由)(此)(测)(算)(每)(月)(在)(基)(础)(养)(老)(金)(计)(发)(中)(可)(增)(加)(44.6元)(。
  中)(央)(财)(经)(大)(学)(社)(会)(保)(障)(研)(究)(中)(心)(主)(任)(褚)(福)(灵)(表)(示)(,健)(全)(“多)(缴)(多)(得)(”激)(励)(机)(制)(,目)(前)(全)(国)(尚)(未)(出)(台)(统)(一)(政)(策)(,还)(处)(于)(各)(地)(根)(据)(实)(际)(情)(况)(摸)(索)(阶)(段)(。这)(些)(地)(方)(性)(激)(励)(政)(策)(在)(提)(高)(缴)(费)(积)(极)(性)(等)(方)(面)(的)(实)(际)(效)(果)(,还)(有)(待)(进)(一)(步)(观)(察)(。
  基)(本)(养)(老)(金)(调)(整)(出)(现)(“倒)(挂)(”,中)(断)(缴)(费)(人)(数)(增)(加)(
  记)(者)(采)(访)(发)(现)(,按)(照)(基)(本)(养)(老)(保)(险)(计)(发)(标)(准)(以)(及)(地)(方)(性)(激)(励)(政)(策)(,缴)(得)(越)(多)(、缴)(得)(越)(长)(,养)(老)(金)(发)(放)(标)(准)(越)(高)(。但)(是)(,近)(年)(来)(,在)(基)(本)(养)(老)(金)(调)(整)(中)(出)(现)(养)(老)(金)(水)(平)(与)(缴)(费)(年)(限)(“倒)(挂)(”现)(象)(,同)(时)(,一)(些)(地)(区)(出)(台)(最)(低)(养)(老)(金)(政)(策)(存)(在)(不)(足)(,这)(些)(都)(导)(致)(“多)(缴)(多)(得)(”激)(励)(作)(用)(未)(能)(充)(分)(发)(挥)(。
  据)(社)(保)(业)(内)(人)(士)(介)(绍)(,企)(业)(退)(休)(职)(工)(拿)(到)(手)(的)(养)(老)(金)(,除)(根)(据)(参)(保)(人)(缴)(费)(数)(额)(、年)(限)(等)(情)(况)(计)(发)(的)(基)(础)(养)(老)(金)(和)(个)(人)(账)(户)(养)(老)(金)(外)(,各)(地)(还)(会)(根)(据)(职)(工)(工)(资)(增)(长)(和)(物)(价)(变)(动)(等)(情)(况)(,对)(基)(本)(养)(老)(金)(进)(行)(相)(应)(调)(整)(,保)(障)(退)(休)(人)(员)(基)(本)(生)(活)(。
  截)(至)(2015年)(,我)(国)(企)(业)(退)(休)(人)(员)(养)(老)(金)(迎)(来)(连)(续)(第)(十)(一)(年)(的)(调)(整)(增)(长)(,使)(企)(业)(退)(休)(人)(员)(每)(月)(平)(均)(退)(休)(养)(老)(金)(超)(过)(2000元)(。养)(老)(金)(连)(续)(“十)(一)(连)(增)(”也)(给)(一)(些)(群)(体)(带)(来)(养)(老)(金)(“不)(看)(缴)(费)(长)(短)(,只)(看)(退)(休)(早)(晚)(”的)(“倒)(挂)(”现)(象)(。
  以)(安)(徽)(省)(两)(位)(企)(业)(退)(休)(人)(员)(老)(王)(、老)(李)(为)(例)(。两)(人)(同)(时)(参)(加)(工)(作)(,每)(次)(养)(老)(保)(险)(缴)(费)(额)(度)(都)(按)(在)(岗)(职)(工)(月)(平)(均)(工)(资)(的)(80%缴)(纳)(。缴)(费)(15年)(的)(老)(王)(在)(2010年)(退)(休)(后)(,每)(月)(基)(础)(养)(老)(金)(经)(过)(连)(年)(调)(整)(,到)(2015年)(可)(达)(833.7元)(。而)(在)(2015年)(退)(休)(的)(老)(李)(,因)(为)(没)(有)(享)(受)(到)(养)(老)(金)(调)(整)(,虽)(然)(他)(缴)(费)(20年)(,但)(目)(前)(,老)(李)(的)(养)(老)(金)(仍)(比)(老)(王)(少)(近)(50元)(。
  褚)(福)(灵)(说)(,出)(现)(退)(休)(时)(间)(早)(晚)(与)(缴)(费)(年)(限)(长)(短)(“倒)(挂)(”的)(原)(因)(是)(,基)(础)(养)(老)(金)(计)(发)(标)(准)(与)(调)(整)(办)(法)(不)(协)(调)(,致)(使)(部)(分)(群)(体)(养)(老)(金)(无)(法)(实)(现)(“多)(缴)(多)(得)(”。
  此)(外)(,一)(些)(地)(区)(制)(定)(养)(老)(金)(“保)(底)(”政)(策)(存)(在)(不)(足)(,影)(响)(缴)(费)(积)(极)(性)(。人)(社)(部)(去)(年)(底)(公)(布)(的)(一)(项)(研)(究)(报)(告)(显)(示)(,广)(西)(设)(置)(了)(养)(老)(金)(“保)(底)(数)(”,为)(最)(低)(工)(资)(的)(80%。因)(此)(,按)(照)(养)(老)(金)(计)(发)(标)(准)(,需)(要)(缴)(费)(22年)(才)(能)(达)(到)(“保)(底)(数)(”的)(同)(等)(水)(平)(。但)(同)(时)(,一)(个)(缴)(费)(仅)(15年)(的)(退)(休)(人)(员)(,虽)(然)(刚)(刚)(达)(到)(领)(取)(养)(老)(金)(的)(最)(低)(年)(限)(,却)(会)(自)(动)(按)(照)(“保)(底)(数)(”领)(取)(,导)(致)(缴)(费)(15年)(与)(22年)(领)(取)(的)(养)(老)(金)(相)(同)(。
  广)(西)(社)(保)(系)(统)(人)(士)(表)(示)(,最)(低)(养)(老)(金)(政)(策)(意)(在)(起)(到)(民)(生)(保)(障)(的)(托)(底)(作)(用)(,最)(大)(限)(度)(地)(普)(惠)(大)(众)(。但)(受)(此)(政)(策)(影)(响)(,有)(的)(灵)(活)(从)(业)(人)(员)(,大)(体)(测)(算)(后)(觉)(得)(缴)(满)(15年)(之)(后)(就)(能)(享)(受)(养)(老)(金)(“保)(底)(数)(”,再)(缴)(费)(“不)(划)(算)(”,由)(此)(断)(缴)(。广)(西)(人)(社)(部)(门)(介)(绍)(,针)(对)(实)(践)(中)(出)(现)(的)(问)(题)(,正)(在)(细)(化)(调)(整)(方)(案)(,提)(高)(参)(保)(人)(员)(积)(极)(性)(。
  有)(业)(内)(专)(家)(表)(示)(,养)(老)(保)(险)(“多)(缴)(多)(得)(”激)(励)(不)(明)(显)(,以)(及)(养)(老)(金)(“倒)(挂)(”现)(象)(,成)(为)(当)(前)(基)(本)(养)(老)(保)(险)(中)(断)(缴)(费)(现)(象)(增)(加)(的)(原)(因)(之)(一)(。有)(数)(据)(显)(示)(,2013年)(全)(国)(养)(老)(保)(险)(弃)(缴)(人)(数)(累)(计)(达)(3800万)(人)(。去)(年)(6月)(人)(社)(部)(发)(布)(的)(《中)(国)(社)(会)(保)(险)(发)(展)(年)(度)(报)(告)(》显)(示)(,职)(工)(养)(老)(保)(险)(实)(际)(缴)(费)(人)(数)(比)(例)(在)(下)(降)(,中)(断)(缴)(费)(人)(数)(也)(在)(增)(加)(。
  养)(老)(保)(险)(兼)(顾)(公)(平)(与)(效)(率)(,还)(需)(坚)(持)(精)(算)(平)(衡)(
  记)(者)(采)(访)(了)(解)(到)(,目)(前)(有)(些)(地)(方)(已)(出)(台)(政)(策)(,对)(养)(老)(金)(“倒)(挂)(”现)(象)(进)(行)(调)(整)(修)(正)(。广)(州)(市)(在)(养)(老)(金)(调)(整)(中)(,采)(取)(差)(异)(化)(加)(发)(养)(老)(金)(方)(式)(,使)(同)(等)(缴)(费)(水)(平)(、同)(等)(缴)(费)(年)(限)(的)(退)(休)(人)(员)(,其)(待)(遇)(水)(平)(基)(本)(趋)(于)(一)(致)(,趋)(于)(合)(理)(。
  人)(社)(部)(社)(会)(保)(障)(研)(究)(所)(所)(长)(金)(维)(刚)(曾)(公)(开)(透)(露)(,今)(后)(会)(结)(合)(经)(济)(增)(长)(、物)(价)(水)(平)(变)(动)(、在)(职)(人)(员)(工)(资)(增)(长)(等)(多)(种)(因)(素)(,研)(究)(制)(定)(适)(合)(于)(各)(类)(群)(体)(的)(统)(一)(的)(、正)(常)(的)(养)(老)(金)(调)(整)(机)(制)(,改)(变)(目)(前)(靠)(行)(政)(部)(门)(直)(接)(调)(整)(的)(方)(式)(。
  与)(此)(同)(时)(,一)(些)(业)(内)(人)(士)(表)(示)(,职)(工)(基)(本)(养)(老)(保)(险)(是)(国)(民)(收)(入)(二)(次)(分)(配)(的)(重)(要)(渠)(道)(,必)(须)(突)(出)(公)(平)(,确)(保)(绝)(大)(多)(数)(人)(都)(能)(参)(与)(养)(老)(保)(险)(,保)(障)(基)(本)(养)(老)(水)(平)(;同)(时)(要)(顾)(及)(基)(金)(运)(转)(效)(率)(,突)(出)(“多)(缴)(多)(得)(”激)(励)(原)(则)(,促)(进)(基)(金)(收)(支)(平)(衡)(。
  武)(汉)(大)(学)(社)(会)(保)(障)(研)(究)(中)(心)(教)(授)(向)(运)(华)(等)(业)(内)(专)(家)(建)(议)(,当)(前)(一)(方)(面)(应)(坚)(持)(精)(算)(平)(衡)(,从)(统)(筹)(协)(调)(养)(老)(金)(计)(发)(标)(准)(和)(调)(整)(办)(法)(,创)(造)(条)(件)(实)(现)(全)(国)(统)(筹)(、做)(实)(个)(人)(账)(户)(等)(方)(面)(入)(手)(,兼)(顾)(基)(本)(养)(老)(保)(险)(的)(公)(平)(与)(效)(率)(;另)(一)(方)(面)(出)(台)(财)(税)(优)(惠)(政)(策)(,鼓)(励)(企)(业)(年)(金)(、商)(业)(养)(老)(保)(险)(等)(补)(充)(养)(老)(保)(险)(制)(度)(发)(展)(,为)(参)(保)(人)(提)(供)(多)(层)(次)(的)(养)(老)(选)(择)(。(新)(华)(社)()
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